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Credit

Information on LemFi credit services

Credit Monitor

  • Credit bureau and Credit score
  • Why can't I view my credit files?
  • Signing up for Credit Monitor

Issues & support

  • Report an issue with a credit transaction

Card management

  • How do I manage my card (freeze, security)?
  • How do I use my virtual card?

Repayments & plans

  • What happens if I miss a payment?
  • Can I repay early?
  • How do repayments work on LemFi credit?

Using credit

  • Why can’t I apply for credit?
  • What is Send Now, Pay Later?

Get started

  • How do I apply for LemFi Credit?
  • Who can apply for LemFi Credit?
  • What is LemFi Credit?

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Rated 4.5 across 55.4K reviews

We offer our services across multiple jurisdictions. If you are unsure which legal entity provides your services, do refer to our terms and conditions or contact us via our support channels.

In the United States, we are Pomelo Technology US Inc and Pomelo Two US LLC and are registered as Money Service Businesses with the Financial Crimes Enforcement Network (registration #31000256615720). Pomelo Technology US Inc and Pomelo Two US LLC are financial technology companies, not banks. Money remittance and banking services are provided through our licensed financial institution partner.

In the United Kingdom, RightCard Payment Services Limited is the trading name for LemFi and is registered with the Financial Conduct Authority as an Electronic Money Institution (FCA Reference 900424), located at The Jellicoe, 5 Beaconsfield Street, London, United Kingdom, N1C 4EW.

In Canada, Pomelo Technology Canada Ltd. is registered with the Financial Transactions and Report Analysis Centre as a Money Service Business (MSB registration number: M20383642), located at 786 King Street West, Toronto, Ontario, Canada, M5V 1N6.