How do I use my virtual card?

Once approved, you’ll receive a virtual card linked to your credit account.
 

What this means

• Open the LemFi app, navigate to the 'Cards' tab, and create/view your virtual card details.
• Select "Add to Apple Wallet" or "Add to Google Pay" within the "Card settings" for fast contactless checkout.
• Use the 16-digit card number, expiry date, and CVV for online transactions.
• Ensure you have adequate funds in your GBP wallet, as the virtual card pulls directly from your LemFi balance.
• When shopping online, you may be asked for a one-time passcode sent via SMS to verify the transaction. 
   

What to expect

• You can spend using your credit line immediately
• Transactions will be added to your repayment plan