What is Send Now, Pay Later?

LemFi's Send Now, Pay Later (SNPL) is a credit-powered remittance service that allows UK users to send money to family abroad instantly and repay in installments, addressing cash flow gaps. It enables users to access credit limits of £300-£1,000 for instant transfers to over 30 countries. 

What this means

• Users can send money to recipients immediately via the app while paying back over time.
• SNPL transactions are structured to be paid back in monthly iinstallments,often integrated with a 12-month plan.
• It is ideal for urgent, unexpected expenses, ensuring family members receive funds immediately, even if the sender has not yet received their salary.
• The service helps users build their UK credit profile. 
   

What you should do

Choose this option when sending money if it’s available to you.

What to expect

• Your repayment plan will be shown before confirming

Interest and fees may apply