How do I apply for LemFi Credit?

To apply for a LemFi Credit card (Send Now, Pay Later), download the LemFi app, verify your identity, and apply within the "Cards" section. 
 

What this means

• After installing the LemFi app on the Apple App Store or Google Play Store, register with your legal name, address, and phone number.
• Select the credit option in the app to check your eligibility; it does not affect your credit score.
• Securely link your bank account to verify your monthly income and financial history.
• Upon approval, review the credit offer and sign the agreement.
• You can activate your virtual card to start using your credit line. 
   

What you should do

• Enter your personal details (name, address history)
• Provide employment and income information
• Connect your bank account via Open Banking
• Review and sign the agreement
   

What to expect

• Most applications are processed quickly
• Some may require additional checks
• You’ll be notified once a decision is made