Transfer times by country

Transfer times vary depending on where you’re sending money.

Typical delivery time

Transfer Times by Country

Africa

• Benin Republic (Mobile Wallet) – Real-time, 24/7.
• Burkina Faso (Mobile Wallet) – Real-time, 24/7.
• Cameroon (Mobile Wallet) – Real-time, 24/7.
• Congo – Real-time, 24/7.
• Egypt – Transfers are processed during bank hours (8:30 AM – 3 PM, Sunday–Thursday).
• Ethiopia – Transfers take 1 business day. Example: sent on Monday → arrives Tuesday.
• Gambia – Transfers are currently unavailable.
• Ghana – Real-time, 24/7.
• Ivory Coast – GTB & Mobile Wallet: real-time; other banks: 1 business day.
• Mali – Transfers take 1 business day (working days only).
• Morocco – Transfers sent before 4:30 PM arrive the same day; after 4:30 PM, the next day.
• Nigeria – Real-time, 24/7.
• Togo – Real-time, 24/7.
• Tunisia – Transfers take 3 business days.

Asia

• Bangladesh – Before 3 PM: same day; after 3 PM: next business day. Weekends: Friday–Saturday.
• China – Weekdays only: WeChat up to 2 business days, Alipay up to 3 business days.
• India – Real-time, 24/7.
• Nepal – Mobile Wallet & instant banks: real-time; SBI & Standard Chartered Bank: processed during bank hours.
• Pakistan – IBFT: real-time; after hours or weekends: 2 business days.
• Philippines – ≤ PHP 50,000: real-time; > PHP 50,000 before 3 PM: same day, after 3 PM: next business day.
• Sri Lanka – Bank transfers: real-time, 24/7.
• Vietnam – NAPAS & Mobile Wallet: real-time; other banks 2–4 hours during working hours, next business day after hours.

North America

• USA – Transfer to US bank accounts: Within 1-2 business days.
   

What can affect delivery time

• bank processing hours
• weekends and public holidays
• service or partner downtime

Before you send

You’ll always see the estimated delivery time in the app before confirming your transfer.