Transfer times vary depending on where you’re sending money.
Typical delivery time
Transfer Times by Country
Africa
- Benin Republic (Mobile Wallet) – Real-time, 24/7.
- Burkina Faso (Mobile Wallet) – Real-time, 24/7.
- Cameroon (Mobile Wallet) – Real-time, 24/7.
- Congo – Real-time, 24/7.
- Egypt – Transfers are processed during bank hours (8:30 AM – 3 PM, Sunday–Thursday).
- Ethiopia – Transfers take 1 business day. Example: sent on Monday → arrives Tuesday.
- Gambia – Transfers are currently unavailable.
- Ghana – Real-time, 24/7.
- Ivory Coast – GTB & Mobile Wallet: real-time; other banks: 1 business day.
- Mali – Transfers take 1 business day (working days only).
- Morocco – Transfers sent before 4:30 PM arrive the same day; after 4:30 PM, the next day.
- Nigeria – Real-time, 24/7.
- Togo – Real-time, 24/7.
- Tunisia – Transfers take 3 business days.
Asia
- Bangladesh – Before 3 PM: same day; after 3 PM: next business day. Weekends: Friday–Saturday.
- China – Weekdays only: WeChat up to 2 business days, Alipay up to 3 business days.
- India – Real-time, 24/7.
- Nepal – Mobile Wallet & instant banks: real-time; SBI & Standard Chartered Bank: processed during bank hours.
- Pakistan – IBFT: real-time; after hours or weekends: 2 business days.
- Philippines – ≤ PHP 50,000: real-time; > PHP 50,000 before 3 PM: same day, after 3 PM: next business day.
- Sri Lanka – Bank transfers: real-time, 24/7.
- Vietnam – NAPAS & Mobile Wallet: real-time; other banks 2–4 hours during working hours, next business day after hours.
North America
- USA – Transfer to US bank accounts: Within 1-2 business days.
What can affect delivery time
- bank processing hours
- weekends and public holidays
- service or partner downtime
Before you send
You’ll always see the estimated delivery time in the app before confirming your transfer.